Category Archives: Home Based Business

Windows 10 Upgrade On My Home Based Business PC

Not looking forward to it.

Seriously.

But…

That is one of the thrills of working from home, being on several learning curves at once. Proper diet and working from home I am certain is a good recipe for preventing Alzheimer’s.

I hesitated for a bit but everything I read said 4GB was plenty on my PCs.  My next incarnation is going to be a 32GB memory monster but I am so busy with other projects right now I cannot put in the time. I like building my own boxes although I am might tempted to just buy one that is DONE.

Wish me luck!

Tim

UPDATE:

Well, I have to say, I am pleased. The interface is different, but I think I am going to like it. I could not for the life of me find Internet Explorer 11 for a couple of reasons.

  1. That Edge is its replacement was something I missed. I tend to be focused on the intricacies of SEO, social media and the price of gold and silver. That being the full plate that it is, I missed out on Internet Explorer being retired in Windows 10.
  2. I am hard headed and don’t like being told what to do and to use. I saw my Google Chrome links on my desktop and did not want to use it.

Then, I did a genius search asking Google ‘What is the best browser for Windows 10?”

I came up with this link, which, not really surprisingly said Chrome was the best. What did surprise me, again, because of my being focused on other things besides the latest fashion hysterics amongst Microsoft Corporation Interface fashionistas was that Internet Explorer came in dead last on nearly every performance test.

Also, this link gives you the option of joining ZD Net and getting a free guide called ‘How To Get The Most Out of Windows 10 File Explorer.

I  mean, wow.

Edge did come in a dragging second, but judging from the way it opens my pages, I frankly hope everyone uses Chrome. I will re-optimize, of course. Thing is, with Chrome, little seems to me needed.

Best Regards,

home based business

Tim Singleton

 

A Quick Link to a Few Awesome Resources

Blogging Resources and Training

You need to go here and review the Blogging – 3Min Expert – Attraction Marketing Edition course. I purchased it and am more than pleased at the depth of education it provides guided by the man who is arguably THE greatest blogger rolling right now. Making money blogging without the use of paid advertising is not only the dream of all bloggers, it is a necessity to many. This will help.

Still struggling with this? Check this out. The Authority Content package supplies you with done for you, unique to you, high quality articles on a daily basis.

Just a quickie!

Tim

Tax Time: Having A Small Business Helps

Start A Business To Reduce Taxes?

Creating a business for tax purposes is an excellent thing to do because the side business deductions can significantly impact your final tax bill.

Now, I know the issue makes a few folks twitchy because you see news stories and made for TV movies about folks having trouble with the tax man.

I know how you feel. I felt the same way.

After doing my due diligence and researching the issue I found that the time and effort required to keep proper records to take advantage  of the tax law also gave me additional tools and information I needed to make my household a more profitable enterprise.

What Is An Eligible Small Business for Tax Purposes?

I don’t think it matters too awfully much. As long as your business is a legitimate business providing goods and services to your customers and it is run from your home I would think it eligible for using as a source of deductions to reduce your tax bill.

Now, having said that let me add this. While I am not a tax professional it is my understanding that after some period of time your business has to generate some kind of income in order for you to continue to use it to generate income tax deductions.

Besides, you have the business, right? You might as well try to make it profitable.

So, it is my opinion that the best business for tax purposes is one that sells products or services about which you are truly excited about using and representing.  If you like what you are selling and believe it to be of value to your clients then the question of which business is best for your tax situation becomes irrelevant

Your Tax Team

You are going to need a tax team of qualified professionals and I am not on it. That is my way of saying I am providing this in an effort to help but you will need your own trained professionals to help you when it comes down to keeping records and filing.

Years ago I was an agent with Northwestern Mutual Life. One of the things drilled into me was that no one can do everything and that the best plans come from teams of professionals.

Your team should consist of the following:

  1. Accountant.
  2. Tax attorney.
  3. Banker.
  4. Life insurance Agent.

You probably won’t need them all starting out but as your business becomes profitable the choices and options expand greatly.  The four types of professionals working together can create a quite strong set of protections between your wealth and those who like to confiscate it.

Tools for Tax Savings

As we discussed above you will need to hire talent. I don’t mean like a full time accountant. You will just need to begin to develop relationships with local professionals so when you have a problem you already know where to go.

In an effort to find ways to reduce taxable income small business owners will have to invest in not only talent, but also some tools.

Quicken or QuickBooks or similar software packages are essential. You won’t understand everything at once but as time goes on and you develop a need for the capabilities of the software it will come.

Which accounting software are you going to use? Money? Quicken?

You might want to get your accountant person in place first, then ask them which one they use. It will save time and you have someone to ask question of besides the software’s helpline which is generally not staffed by accountants.

How are you going to keep records? I use Day Timer but the Franklin Planner or Day Runner are fine, too. You may go through several until you find the one suited to your brain. How will you know? Because it will be one you finally start using every day.

How are you going to manage your relationships with your customers? A CRM, or Customer Relationship Management package is essential. It is my opinion there is a 100% chance you will leave money and lose customers if you do not use a CRM. These can be expensive.  Here is the CRM I use.

Business Loss Tax Deduction Limit

  • You can deduct as many expenses as you incur for the year.
  • If you have income as an employee, you can deduct business expenses that exceed your business income from your regular income.

There are also ways to carry losses forward but that is a subject for you accountant. As you build your business and it becomes successful the issue of how to reduce taxes for high income earners will move from being an issue that puts you out like a light to one that makes you light up like a Christmas tree with excitement.

Here’s to keeping more of what you earn,

TimSingleton

 

 

 

Tim Singleton

Here are a couple of links related to the subject at hand:

When You Don’t Feel Like Working

When You Don’t Feel Like Working

Straight disclosure, the inspiration for this article is one by Ray Higdon, one of those I consider a mentor and go to guy on a number of things. His article was entitled ‘What to do When you Just don’t “Feel Like It.”’

Struggling as I have been from an on the job injury and the reluctance to do the right thing on the part of those responsible I have found myself caught between enduring the constant pain of bone on bone pain combined with burning numbness in other areas or taking the medications needed to ease such sufferings. In either case, I simply do not feel like doing what I need to do.

Please take note, I am using the present tense on purpose and with purpose.

Well, guess what? The universe does not care. Even those who say they do will get tired of hearing about it so you might as well’s to man up and do what you know you need to do, ‘feeling like it’ or not.

Nobody Feels Like It

There is not one super successful person who got that way by only working on the days they ‘feel like it.’

I should not have had to have Ray tell me this, but well, hey, it is what it is and I am grateful for the instruction.

It’s embarrassing, really. There is a lady in the Philippines who went direct on a limited product line, from a wheelchair. I am at least walking. It is an ugly walk and I look like I am crossing a deck in 30+’ seas, but I am walking on my on power still. Cannot lift much and cannot move fast but at least I am still moving on my own power.

…so screw this “I don’t feel like it” crap.

I don’t feel like going somewhere 8 hours on many days in order for someone else to tell me what to do all day, either. But I do it because I REALLY don’t feel like not eating or not paying my bills.

Super Successful People MAKE Themselves Feel Like It

Folks like Ray, Rob and Brian are just like you and me. The blood flows through their veins and when they get tired or upset or aggravated, they, too, feel the blood pounding in their heads.

Ray lost it all in the real estate crash. Rob thought he was going to die and leave his family destitute. Brian was a youngen who, at a young age, got a very clear vision of what it would be like to be someone else’s indentured servant until he is my age, like I was, and said, “No. Thanks ever so much for thinking of me, but…hell, no.”

I Don’t Feel Like It Days

On days you don’t feel like it, those are the days when you double down and scream at the universe, metaphorically or actually, as you like… You scream at the universe that you are going to do it anyways.

The ‘I Don’t Feel Like It Days’ are the days that either condemn you to spend your life with the ones who don’t even try or separate you from the wishers and wannabes and reward you with laurels given to those who ran the race anyways and won.

Below are some links to training I have used, personally use and have profited from.

Blogging – 3Min Expert – Attraction Marketing Edition

23 Productivity Secrets ($9)   ← $9, Wow!

Best Regards,

Tim and MaryJane

 

 

 

Tim Singleton

 

 

Twitter Training!

Twitter

Twitter is dear to my heart, folks.

Why?

Because unlike on Facebook where everyone is a Constitutional Scholar, an economics professor and a rocket scientist holding forth regularly, on Twitter you have to be disciplined.

You have exactly 140 characters to make your case and point them to a link to which you hope they will go.

140 characters.

Twitter Manners

Folks seem to be nice on twitter. Perhaps that is because you can use your 140 in a flash rage or you can civilize your response and probably wind with a better result.

We are told on our blogs that it does not pay to bounce around. You need to stay on point. From what I have seen, that is good advice to use in your tweets, too. I suppose it is okay to occasionally tweet about something off topic, but as I think about it a separate personal Twitter account separate from your business account is a good way to go.

Twitter Training

Twitter Marketing Training

Finding a Twitter for business training course that works is maybe not so easy.  A conversation with a well known multiple six figure earner indicated that many times all efforts will go unanswered and unrewarded.

If, like me, you like Twitter and would like to gain some more insight and knowledge on how to use this concise social media platform for marketing or for your business in general, then you need to go here and sign up for tomorrow’s webinar.   I did.

Best Regards,

TimSingleton

 

 

 

Tim Singleton

Again, click here to go to the Twitter training tomorrow night. -Tim

How To Study

How To Study, A Method Called SQR3

The buses are rolling again. Fall is around the corner and parents are relishing the once again quiet of an empty house.

Kids look forward to going back to school with varying levels of anxiety and anticipation. A big part of their anxiety is rooted in their lack of true study skills.

This post is about fixing that problem.

Steps To Successful Studying

There is a five step study method that has been taught by teachers who want their kids to succeed. Its acronym is very easy to remember and helps one recall each stage. SQR3 is the acronym.

SQR3 steps are:

  1. Survey
  2. Question
  3. Read
  4. Recite
  5. Review

Using Survey To Get Started

The definition of the word ‘survey’ is to look carefully and thoroughly at someone or something, especially so as to appraise them. In our case that something is the material that you are trying to master.

I think it helpful to list a few synonyms. Making the decision to ‘survey’ a thing is not a daily routine for most. Survey is generally thought of as a ‘poll.’ As in, “We are taking a ‘survey’ or we are taking a ‘poll.’

Here are those I think will help you survey your study materials efficiently.

    • contemplate
    • scrutinize
    • inspect
    • scan
    • look over
    • consider

Basically, to survey the material you should just flip the pages, scanning to learn about how the material is organized.

Does it have comment boxes surrounded by borders?

Does it have boxes marked “Important Tip” or something similar?

Lots of times there will be boxes in the margins entitled things like “Did you know?” “Something to think about.” Anytime you see this, you know the author thinks this is particularly relevant the subject. You are also likely to see this information on the test, so, you are forewarned.

Question

Ask yourself:

      • What is this material about?
      • Why is this important to me? (Aside from passing a test.)

What does it seem to be saying is important? What is it that the author is trying to teach me? Make a few notes about things that seem to stand out.

Read

Read the material. Do I mean just speed read while your favorite show is taking half your attention? While I suppose it would be better than nothing I doubt it will maximize your comprehension.

When I say read, I mean:

      1. Immerse yourself in it.
      2. If there are audiovisual resources or other resources listed on line, make sure to watch or read them all.
      3. Read at a comfortable pace, moving back and forth in the material, looking for connections amongst the various points made.
      4. Take your time, moving slowly enough to absorb the material, fast enough to keep yourself from getting bored.

Recite

Recite means to read the material out loud. Recite it to the world through the main window. Recite it to your dog. I am sure he will love the attention. Recite it while sitting …everywhere you sit.

Why? You know, I do not have an authoritative explanation, but I do have some thoughts on the matter.

Reading only involves he sense of sight and to a much lesser degree, touch.

Reciting:

      • Involves the sense of sight as does reading.
      • It also involves the sense of sound.
      • If you pace when you recite you are tying all kinds of sensory input to the material.

To sum it up, your eyes see it. Your ears hear it again directing the knowledge to your brain through a second channel. If you pace as you recite you are tying the knowledge to even more sensory input.

Review

Now that you have completed this process, review what it is you now know. How much do you think you have learned? This process can be repeated until you are satisfied with your retention.

Closing Comments

Folks tend to learn best when their studying is disciplined and regular. A fixed study time is helpful because setting one teaches the brain to quickly drop into a learning mode at the appointed time.

Also, they tend to retain smaller chunks of knowledge at a time so pick a time period somewhere between 15 minutes and an hour.

As long as it presents no health problems for you, eating just a little bit of sweet, like a teaspoon of honey, before each study period can enhance retention and comprehension. Why? Most likely it is because the brain is 90% fat by weight and uses exclusively glucose as an energy source.

While it is not part of the SQR3 method per se, I have found it helpful to take intense notes during class and apply the SQR3 method to my notes as well. Using highlighters, clips and post its can also further enhance retention by providing more things to which information can be attached.

I really hope this helps. It is applicable to any and every thing which one wants to master, whether we are talking about 6th grade civics class or PDFs on how to master SEO or how to work from home.

Best Regards,

TimSingleton

 

 

 

 

Tim Singleton

If you are looking for a business with a product line everyone will love, click here.

What To Write About In Your Blog

writers-block-37580802What Do I Write About In My Blog?

Not knowing what to write about is a common complaint amongst those who are new to the world of blogging. They may be new to blogging, or maybe not so new.

A couple of general tips on what to avoid going in:

  1. Write about whatever you are interested in.
  2. Just write everyday
  3. SEO is a waste of time.

Write About Your Interests

While it is true you should write about that which interests you, you really should make sure your topics are in the same area. For instance, writing about the best dog house one day  and the best mac and cheese recipe the next is not going to earn you many points with Google.

If you are into gold sales, affiliate marketing and MLM, as I am, then all your posts should be along the lines of those subjects.

Just Write Everyday

Writing everyday is a wonderful goal. Unless you don’t have a job there are going to be nights where your eyes are just so sandy you will not be able to keep your focus long enough to do anything but wake up ever 15 minutes when you head hits the keyboard.

I know. I have literally banged my face on my keyboard trying to blog while exhausted from being at work all day.

A much better approach, seems to me, is to write 3 to 5 good quality posts a week. Put some thought into an article. Do a YouTube video and tie them together with links. Add some relevant photos to the body of the blog.

I really do believe, Facebook notwithstanding, that a little attention to detail, to proper grammar and to interesting content that has some real value to your audience will have huge returns in terms of trust between you and your audience.

People buy from those they trust.

SEO Is A Waste of Time

The folks who say SEO is a waste of time are wrong. Sure, there are a few folks who do not do SEO and have enjoyed a world of success. Learn it and prosper more quickly is all I can say.

Learning Google’s likes and dislikes can do nothing but increase your profitability in a much shorter time frame.

Invest, Learn, Teach

Easy as pie, something you can do to recoup some of your investments in all those courses you have bought and paid for.

Do a scan of you hard drive …let me rephrase that. Do a ‘search’ on your hard drive for all files named *.pdf.

You invested time and probably some time into them. If they were profitable to you in any way, take some time and figure out how it was this material helped you. Determine what it was you learned.

Write a blog and teach others what you have learned. This makes you an expert in eyes of the 99% of folks who do not know what you now know and you are providing them with value in return for them reading your post.

Top Ten Lists

All those motivational and business books you have been reading and collecting? The lion’s share of them have some kind of top five or ten lists on some business related issue. Take that top ten list and turn it into a blog post.

Top Ten Lists Rock for Blog PostsFolks love top ten lists. A list takes a ton of information and condenses it down to a quickly mastered distillation of valuable knowledge.  These lists often give you a road map for discovering things you need to know.

Don’t have so many books or are in a tight? Your public library astonishingly has most of these books on their shelves and that is free. Make a run by your local bookstore to see what is hot and then check with your library. If they don’t have it they can generally get it by inter-library loan in a few days.

If this helps you, please comment and share.

Best Regards,

TimSingleton

 

 

 

Tim Singleton

Want to get started in your own business with a product folks don’t mind a drawerful of? It is free to get started and has no auto-ship requirements.

 

The Price of Gold Is Up! Horrors! The Price of Gold Is Down? Horrors, Take 2!

Ever notice that no matter WHAT gold is doing, it bodes ominously for the economy and the fate of mankind?

Watch the news; no matter which way metals are moving it is a terrible thing.

My opinion?  …and let me be clear, it is an opinion.

First, quit listening to the television.

Most of the financial experts are on the air because of their ‘gravitas’ ( a solid gag me until I die word if ever there were one) and not because of their ability to call accurately.

Second, keep buying, up or down. Call it dollar cost averaging like in the old days.

If the price is going up, it means what you have already purchased is worth more.

If it goes down, use it as a reason to buy MORE.

People run around bemoaning the fact that the price is so low, that the price of gold is being suppressed by manipulators at J.P. Morgan and like organizations.

So?

If that is true I say we celebrate and act like the capitalists we claim to be and pick up a stack.

I say you should quit worrying about the price of gold and silver and start worrying about coming into possession of a certain number of ounces, in your PERSONAL possession.

Here are my reasons why:

1. Focusing on grains, grams or ounces takes your mind off the theoretical price and onto something you can see taking shape right in front of you. Can you imagine being in possession of a green box of gold or silver? I can.

2. Physical ownership makes things safer and more secure for you should something really bad happen in the world. Shares in some vault makes me skittish. I am not saying you should not do this as I don’t know your situation. I AM saying at least some significant double digit percentage of your metals should be close enough to lay your hands on them anyways.

Best Regards,

Tim

Want to start a business but cash is tight? Entry level for this business is FREE.

What Is YOUR Dream Life?

If you like this post and/or find it helpful, please click on the buttons below to share it. Also, please comment so that I know in what ways I am helping you or what in particular you are looking for. -Tim

Bad Focus Points

While you are out driving, say for a Sunday vehicular walkabout, have you ever noticed that if you focus on a sign or something interesting, the car begins to drift in that direction?

This is why they say, “Keep your eyes on the road.”

Up until not too long ago, I never knew how many folks lived in a negative space, one of only focusing on what they don’t want. Never, not once, have they thought about what they DO want. If someone asked me for a percentage I would have to say high 90’s.

We know from the Law of Attraction that this is exactly what you don’t want to do.

Good Focus Points

You get what you focus on.

If you focus on what you want, you get what you want.

If you focus on what you don’t want, you get what you don’t want.

Focus on what you want.

If you find my statement that, “Never, not once, have they thought about what they DO want,” understand that wishing to retire living on an island drinking fruity drinks is a substitute for a hated job, not a dream for how to live one’s life.

Being swept up in in the desire for the pictures some ‘guru’ put up on his page are not goals, they are distractions keeping you from what you really want.

Do you really want a $200,000 sports car? Do you really want a home so big you have to spend another $100,000 a year just to keep it up?

Pain

Are these the things you want or are they things you believe will distract you from the pain of your existence?

What Pain?

The pain that makes you get up at 2AM because that is the only time the phone is not ringing from creditors.

The pain that makes you drive like a maniac on the road, knowing all the while that it is not them you are really mad at but the pain of being locked in a life you hate.

Focus, like that X-ray laser Edward Teller wanted to build, focus on what you want and keep at it and the universe will start moving those colossal gears in your favor.

What To Do Right Now

  1. Get a blog and start blogging1.
  2. Find someone you believe in and read his books2.
  3. Watch him on YouTube, as well.
  4. Think about what it is you want.
  5. Ask yourself why you want it.

Take some time and think about it.

Decide what you want, and why, before you go into a business that you hate as much as you hate your job.

Reading List

I have included a list of books I believe in. They helped me. Here they are in no particular order:

  • Rich Dad, Poor Dad by Robert Kiyosaki
  • Who Took My Money? by Robert Kiyosaki
  • Prophecy by Robert Kiyosaki
  • The Law of Success In Sixteen Lessons by Andrew Carnegie

This is a get your feet wet while you figure out exactly what it is you want to accomplish.

Look around; see what others are doing.

See what’s working.

READ.

Let me know your thoughts.

Regards,

Tim Singleton

1. Own your blog. Bite the bullet on having a hosting account. If others control your blog, then others can control how you use it. Build your own blog and do frequent backups to your personal hard drive.

2.If I had to pick one(1) book to start with, my advice is the original.  The Law of Success In Sixteen Lessons by Andrew Carnegie is what started it all. It is $4.95 and downloadable as a PDF.

Hard Times

If you like this post and/or find it helpful, please click on the buttons below to share it. Also, please comment so that I know in what ways I am helping you or what in particular you are looking for.  -Tim

Hard Times

Hard times are coming. Of this, I have absolutely no doubt. Some of you will justifiably say, “Man, what the hell are you talking about? Hard times are here!”

With unemployment actually running in the 20% range and some 40% of the population needing some type of subsidy from the government I have to agree, hard times are here.

Worse times are coming, though.

Inflation Is A Tax To Benefit Friends of Government

Industrialists, aka assholes masquerading as capitalists, love to talk about the wonders of free enterprise all the while funneling campaign funds to their whores in Congress.

If there is anything to be done about this as it sits, I don’t know what it is.

I just find myself thankful there is still room for an individual to claw his way up with hard work to healthy six and seven figure incomes.

Inflation is a weapon against those of us who want to make it to retirement before we are too old to enjoy it.

See, when the government prints money, or adds zeros to a bank account for the benefit of its friends, they have what is called first use.

Those worse times I said were coming? That is due to this government not having enough money to pay its bills. Printing money for the government is similar to you and I continually borrowing more money to pay bills.

At some point you and I run out of credit. At some point people will lose faith in the dollar. While I don’t believe it will happen tomorrow I do believe it will happen.

That will be a very bad day.

If you do not have preparations for that day you and yours will suffer. The rich are getting ready for it, believe it.

First Use of Money, What It Means To You

That new money is worth more to the person who first gets to spend it. By the time it reaches the end consumer,  the average citizen, by way of having been used to buy goods and services on the way down it has made each dollar worth less. This is inflation.

To put it another way, if the money supply goes up by 4.9% as it did in 2014, then the rate of inflation is at least 4.9%, not the claimed 1.5% which everyone who does grocery shopping knows is a lie.

Here is one source that, based on CPI calculations for 1990, shows inflation to be truly moving towards 15%.

How can you retire by making 10% on your money when inflation is eating away at its capital worth at the rate of 15% per year?

You can’t.

The way you get wealthy is you make money faster than inflation can degrade its worth.

That means living on less than you earn and earning more than you need.

Earn More

If your job does not have the ability to allow you to do that then you need another job, a second job or a side business that will provide you with cash flow so that you can buy assets that produce more cash.

A home based business that allows you to work from home has the most flexibility. It interferes the least with your job which in these days you really don’t want to lose until you are confident your cash flow is steady.

Best Regards,

Tim and MaryJane

 

 

 

 

Tim Singleton

(with the love of my life, Mary Jane Singleton)